TasamäkiThe investor's toolkit

Capital gains tax calculator

The capital gains calculator is for sellers of a flat or property whose sale is not tax-exempt. It works out the taxable capital gain, the tax and how much of the sale price you keep.

You enter the sale price, purchase price, holding period, capital improvements, purchase and selling costs and any other capital income in the same year. The calculator compares actual costs with the presumed acquisition cost – 20 % of the sale price for a holding period under 10 years and 40 % for at least 10 years – and uses whichever is more favourable for tax.

Selling your own home is tax-exempt when you have owned it and lived in it as your permanent home without interruption for at least two years (Income Tax Act, section 48). The calculator takes this into account when you select it.

The calculator is included in the Premium subscription. A property's cash flow and A–E grade are free without signing in.

Open the capital gains calculator Analyse a property for free

Worked example

The example flat is sold as an investment property

Inputs
Sale price149 000 €
Purchase price129 000 €
Holding period6 years
Capital improvements0 €
Purchase costs0 €
Selling costs6 000 €
Other capital income0 €
Result
Acquisition cost (incl. transfer tax)130 935 €
Gain with presumed acquisition cost119 200 €
Taxable capital gain12 065 €
Capital gains tax3 620 €
Net proceeds139 381 €

The figures are calculated with the same code the calculator uses. Formulas and sources: Calculation formulas · Method and sources

The calculation is an estimate based on the figures you enter. It is not investment, tax or legal advice.

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